[카테고리:] Overseas Koreans

Practical how-to’s for daily living

  • Prologue: “Should I Get Insurance or Not?” Hello, everyone! I’ve come with a clear answer to a question that often pops up in our community. “I paid cash for a townhouse in San Francisco. Do I really need to get insurance? Some people say yes, others say no, and it’s so confusing.” Let me give…

  • Why Car Insurance Feels So Expensive for Immigrants One of the first big expenses after moving to the U.S. is car insurance. For many immigrants, the cost comes as a shock.Even if you’re a careful driver with years of experience abroad, U.S. insurance companies often treat you as a new driver because you don’t have…

  • Public vs. Private Schools, and ESL Program Guide for Immigrant Families Why School Enrollment Feels Complicated for Immigrant Parents Moving to the U.S. with children can feel overwhelming. Beyond finding housing and jobs, one of the biggest questions is:👉 “Where and how should I enroll my child in school?” Unlike Korea, where education pathways are…

  • Credit Card Strategies and Smart Credit Management Tips Why Credit Score Matters So Much in America If you’re new to the U.S., one of the first surprises is how important a credit score is. In Korea, renting a place usually means paying a deposit. But in the U.S., landlords, banks, and even phone companies all…

  • The Ultimate Guide for Beginners: From Choreography Tips to Online Classes Hello, everyone! Today, I’ve prepared a very special post for anyone who dreams of dancing as coolly as their favorite K-pop idols. Have you ever watched a flashy stage performance and wondered, “Could I ever dance like that?” It might seem too difficult at…

  • Security Deposit Issues in U.S. Rentals When signing a rental contract in the U.S., the security deposit is one of the first hurdles. It usually equals one month’s rent, though some states allow landlords to charge two months or more. 👉 In short: A U.S. rental security deposit is not just about the amount—it’s about…

  • Prologue: A Financial Guide for U.S. Immigrants, Milemoa Immigrating to the United States brings new opportunities but also challenges with an unfamiliar financial system. From the concept of credit scores to complex financial products and tax laws different from Korea, it is easy to feel financially illiterate during the early stages of settlement. To bridge…

  • 1. The two ID numbers you’ll hear about on day one SSN vs. ITIN (what’s the difference?) SSN (Social Security Number): For people who are allowed to work. It’s used for jobs, taxes, and benefits. ITIN (Individual Taxpayer Identification Number): A tax-only ID from the IRS for people who can’t get an SSN but still…

  • Hello, everyone! A new week has begun. What amazing things have unfolded in the world of K-Pop, K-Drama, K-Food, and K-Beauty over the past week? What would it be like if something magical suddenly happened in your ordinary life? This week’s blog, which summarizes the latest Hallyu news, starts with that very question. Would you…

  • Different Rules by State and How to Prepare for the DMV Test When living in the U.S., one of the first big hurdles many newcomers face is the driver’s license.Unlike in Korea, where public transportation is efficient and widely available, most American cities are designed around the car. Without a license, you quickly feel stuck.…